Best Work From Home Jobs

Work-from-home jobs have exploded in the past few years, and Americans’ enthusiasm for remote work is still going strong.

Perhaps you are a stay-at-home mother, a carer, or you live far away from a major city, or maybe you live in a place where in-person work opportunities are not available. Many people have chosen to work-from-anywhere, after the pandemic. This blog post provides a list of work-from-home jobs that offer flexibility and opportunities for individuals with various skills and backgrounds.

Email and Meeting Administrator

As an Email and Meeting Administrator, you play a crucial role in supporting busy executives or business owners in managing their schedules effectively. Your primary responsibilities include planning and coordinating meetings, as well as handling email communication on their behalf. Professionals and business owners receive thousands of emails everyday. They cannot manage it on their own and still have the energy and time to run a business. However they cannot afford to lose their reputation not replying to emails. therefore you come in and help them manage emails and replying.

Important you project and are able to protect the privacy of the person you are serving. You can offer to sign Non-disclosure agreements.

Plan and Coordinate Meetings

  • Utilize your exceptional organizational skills to schedule and organize meetings for executives or business owners.
  • Coordinate with participants to ensure everyone is available and prepared for the meeting.
  • Manage calendars and send out meeting invitations, agendas, and follow-up notes.

Open, Read, and Reply Emails

  • Act as a gatekeeper for busy professionals by screening and managing their emails.
  • Ensure that important emails are prioritized and responded to in a timely manner.
  • Compose and send replies on behalf of executives, following their tone and guidelines.

Great Organizational and Enjoy Being Online

Being organized is at the core of your role as an Email and Meeting Administrator. Your ability to multitask, prioritize tasks, and stay on top of deadlines is essential for success in this position. Additionally, your love for being online and navigating digital platforms makes you well-suited for handling email communication and online scheduling tools efficiently.

By excelling in these areas and providing reliable support to busy professionals, you contribute to the smooth functioning of their daily operations and help them focus on their core responsibilities.

Virtual Assistant

Being a virtual assistant involves handling regular office duties remotely, providing essential administrative support, and ensuring the smooth operation of various tasks. This role requires a high level of organizational skills, attention to detail, and proactive communication abilities. Virtual assistants play a crucial role in managing calendars, booking reservations, scheduling meetings, and assisting in various aspects of daily operations.

  • Handling regular office duties remotely: Virtual assistants are adept at working independently and efficiently managing tasks from a remote location. They handle tasks such as email correspondence, data entry, and documentation with precision and timeliness.
  • Organizing calendars: One of the key responsibilities of a virtual assistant is to organize and manage calendars effectively. This involves scheduling appointments, setting reminders, and ensuring that the workflow remains streamlined and on track.
  • Assisting in booking reservations and scheduling meetings: Virtual assistants play a vital role in coordinating appointments, booking travel arrangements, and scheduling meetings on behalf of their clients. Their ability to multitask and handle logistics is essential in this aspect.
  • Highly organized and proactive individuals thrive in this role: Success as a virtual assistant hinges on being highly organized, detail-oriented, and proactive in anticipating and fulfilling the needs of clients. Those who excel in this role possess excellent time management skills and the ability to prioritize tasks effectively.

Virtual assistants serve as valuable assets to businesses and professionals seeking efficient and reliable administrative support. Their contributions help optimize workflow, improve productivity, and enhance overall operational efficiency.

Tech Support Specialist

As a tech support specialist, you play a crucial role in ensuring smooth operations and resolving technical issues for users. This multifaceted role requires a unique blend of technical expertise and exceptional communication skills to provide effective solutions.

Providing Technical Support and Troubleshooting

One of the primary responsibilities of a tech support specialist is to provide timely and accurate technical assistance to users facing issues with hardware, software, or network connectivity. This involves diagnosing problems, guiding users through step-by-step solutions, and ensuring that issues are resolved efficiently.

Effective troubleshooting skills are essential in identifying the root cause of technical issues and implementing appropriate solutions. Whether it’s troubleshooting software bugs, hardware malfunctions, or network connectivity problems, tech support specialists must have the expertise to address a wide range of technical challenges.

Requires Strong Technical Knowledge and Communication Skills

Being a tech support specialist demands a deep understanding of technologies, systems, and processes. From staying updated on the latest software updates to mastering troubleshooting techniques, continuous learning is key in this dynamic field.

Furthermore, strong communication skills are vital for tech support specialists to effectively communicate complex technical information to users with varying levels of technical proficiency. Clear and concise communication can help users understand the problem at hand and follow troubleshooting steps accurately.

Specializing in Specific Products or Network Support

Some tech support specialists choose to specialize in specific products or services, allowing them to develop advanced expertise in a particular area. Whether it’s becoming a certified expert in a specific software application or focusing on network support for a particular industry, specialization can enhance the value and effectiveness of tech support services.

By tailoring their skills to meet the unique needs of a specific product or network environment, specialists can provide more targeted and efficient technical support, ultimately improving user satisfaction and overall system performance.

Online Tutor

Being an online tutor involves teaching specific skills or subjects through online video conferencing platforms. This role is ideally suited for former teachers or individuals with specialized knowledge in a particular area.

Online tutors play a crucial role in helping students achieve their academic goals by providing personalized and focused learning experiences. They use interactive tools and resources to engage students in virtual classrooms, making the learning process effective and enjoyable.

One of the key attributes of a successful online tutor is a passion for helping others learn. This passion drives them to create dynamic lessons, offer valuable feedback, and provide support to their students whenever needed.

  • Expertise: Online tutors leverage their expertise in a specific subject to deliver high-quality instruction and guidance to their students.
  • Flexibility: As online tutors, they can set their own schedules and work from anywhere, providing convenience for both themselves and their students.
  • Adaptability: Online tutors must be adaptable to different learning styles and use various teaching strategies to cater to the individual needs of each student.

Furthermore, online tutors act as mentors, motivators, and role models for their students, inspiring them to reach their full potential and succeed academically.

By combining their expertise, passion for teaching, and commitment to student success, online tutors play a vital role in shaping the educational journey of learners around the world.

Online Customer Service Representative

Being an Online Customer Service Representative is more than just a job – it’s a vital role in ensuring customer satisfaction and maintaining a positive brand image. This position involves assisting customers with a variety of needs, from placing orders to processing returns and resolving inquiries. To excel in this role, one must possess a unique combination of skills and qualities.

Key Responsibilities:

  • Assisting customers with order placements to ensure a seamless shopping experience.
  • Handling return requests efficiently and professionally, aiming to turn negative experiences into positive ones.
  • Addressing customer inquiries promptly and accurately, providing helpful solutions.

Required Skills and Qualities:

Working as an Online Customer Service Representative requires a specific set of attributes:

  • Patience: Dealing with diverse customer needs and concerns demands a high level of patience.
  • Communication Skills: Clear and effective communication is essential for understanding customer issues and providing solutions.
  • Problem-Solving Abilities: Being able to think on your feet and resolve issues quickly and efficiently is crucial in this role.

Remote Opportunities:

Many reputable big-name companies offer remote positions for Online Customer Service Representatives. This flexibility allows individuals to work from home while still providing exceptional service to customers.

If you possess the necessary skills and are looking for a rewarding customer service role that offers flexibility, then consider pursuing a career as an Online Customer Service Representative with a renowned company.

Social Media Manager

As a Social Media Manager, you play a crucial role in building and maintaining the online presence of clients. Your responsibilities go beyond just handling social media accounts; you are tasked with managing and growing these accounts to increase brand visibility and engagement.

Understanding multiple social media platforms is essential in this role. You should be well-versed in the varying dynamics of each platform and skilled in tailoring content to suit different audiences. Whether it’s crafting compelling tweets, engaging Instagram posts, or informative LinkedIn updates, your ability to navigate these platforms with finesse will set you apart.

Successful social media management requires more than just posting content. User engagement is a key metric in determining the effectiveness of your strategies. Interacting with followers, responding to comments, and fostering a sense of community are vital aspects of the role. Your capacity to build relationships and enhance user experience will contribute significantly to the growth of the accounts you manage.

Creating content is at the core of what you do. From brainstorming ideas to executing campaigns, your creativity drives the online narrative of the brands you work with. Additionally, having strong organizational skills is essential for scheduling posts effectively. Consistency in posting and strategic timing are essential in maximizing reach and engagement.

In summary, as a Social Media Manager, you are at the forefront of digital marketing efforts. Your ability to manage accounts, engage users, create compelling content, and schedule posts efficiently will propel your clients towards online success.


Being a freelance writer opens up a world of opportunities to showcase your writing skills on various topics for different clients. It’s a dynamic and exciting field that offers the freedom to work on diverse projects according to your interests and expertise.

  • Freelance writing on various topics for clients: As a writer, you have the chance to explore a wide range of subjects and industries. From technology and lifestyle to health and finance, the possibilities are endless. This diversity allows you to constantly learn and grow as you delve into new topics and research methodologies.
  • Flexible working hours and deadlines: One of the major advantages of freelance writing is the flexibility it offers. You can choose when and where you work, making it easier to maintain a work-life balance. While deadlines are crucial in this profession, you have the freedom to manage your time efficiently and deliver high-quality content within the specified timeframe.
  • Requires writing talent and experience in the field: To excel as a freelance writer, you need more than just good grammar and punctuation skills. Writing talent, creativity, and the ability to adapt your style to different audiences are essential. Experience in the field helps you understand client expectations better and allows you to provide tailored content that meets their requirements.

Embrace the challenges and rewards of freelance writing as you embark on this journey filled with endless possibilities and constant growth.


As an accountant or bookkeeper, your role involves managing financial records, budgets, and taxes for individuals or organizations. This position requires a strong attention to detail and a passion for working with numbers.

One of the key responsibilities of an accountant or bookkeeper is to maintain accurate and up-to-date financial records. This includes recording income and expenses, tracking accounts payable and accounts receivable, and preparing financial statements.

Being familiar with corporation law and tax law is an added bonus. OFten you have to add up sales tax for example and know what to include in filing taxes. meticulous and detail-oriented is crucial in this role to ensure that all numbers are accurate and that any discrepancies are promptly addressed. A love for numbers and math is a must-have quality for anyone pursuing a career in accounting or bookkeeping.

Another interesting aspect of this profession is the availability of remote positions. With the advancement of technology, many companies now offer opportunities for accountants and bookkeepers to work from home. This flexibility allows professionals to handle financial tasks from anywhere in the world, providing a perfect work-life balance.

In conclusion, working as an accountant or bookkeeper requires a combination of technical skills, attention to detail, and a passion for numbers. Whether you prefer working in an office environment or remotely, there are plenty of opportunities available for individuals with a knack for managing financial records.

Video Editor

Are you passionate about turning raw video footage into captivating and professional content? If so, a career as a video editor might be just the right fit for you. This dynamic role offers a range of exciting opportunities for individuals with non background but passionate about film or audio-visual production. You can learn this skill online through youtube or

Editing Expertise

As a video editor, your primary focus will be on editing raw video footage to create polished and engaging content. Whether you are working on short films, advertisements, corporate videos, or social media content, your creative vision and technical skills will be essential in transforming raw material into compelling visual stories.

Flexible Schedule and Project Variety

One of the key perks of being a video editor is the flexibility it offers. With the ability to work on multiple projects simultaneously, you can enjoy a diverse workload and the opportunity to collaborate with different clients and creative teams. This variety not only keeps the work exciting but also allows you to expand your skills and portfolio.

Ideal for Creative Individuals

If you have a passion for watching youtube and tiktok non-stop, this job may be perfect for you. You are tasked with adding sounds, removing scenes that are too long, cutting out scenes, shortening a long story, blurring a certain person for privacy, basically a keen eye for detail, a career as a video editor is ideal for you. Beyond Adobe, there are now many apps you can download that are extremely user friendly. You can edit using these apps. Application such as Inshot, Capcut allow beginners to get into the game.

Individuals with a background in film production, audio-visual arts, or multimedia studies will find that their skills are perfectly suited to this role. By leveraging your creativity and technical expertise, you can carve out a rewarding career in the ever-evolving world of video editing.

Mental Health Support Person

As a mental health support person, you are dedicated to helping individuals navigate their mental wellness journey with compassion and understanding. Through leading virtual mental wellness classes and engaging in one-on-one chats, you provide a safe space for individuals to express their thoughts and emotions openly. Are you a psychology graduate, unemployed?

  • Leading Virtual Mental Wellness Classes: I conduct virtual mental wellness classes to educate individuals on the importance of mental health and provide practical tools to enhance their overall well-being. These classes create a supportive community where individuals can share their experiences and learn from one another.
  • Passionate About Mental Health and Listening: My passion for mental health drives me to actively listen to individuals’ concerns and provide non-judgmental listening. You believe in the power of listening as a tool for healing and strive to create a space where individuals feel heard and valued.
  • No Need to Go to a Wellness Clinic, Work from Home: In today’s fast-paced world, taking care of mental health should not be a hassle. With the convenience of virtual sessions, individuals can seek support from the comfort of their homes without the need to visit a wellness clinic. This flexibility allows individuals to prioritize their well-being while managing other responsibilities.
  • Many people subscribed to youtube, tiktok as well as on patreon, just to interact with their favorite person because everyone is online and lonely.
  • The key to success here is to be consistent.

Together, we can work towards building a healthier mindset and establishing sustainable practices that promote mental well-being. Whether you are looking to improve your coping skills, manage stress levels, or simply seek a listening ear, I am here to support you on your mental health journey.

How to be successful at nailing your first work-at-home job?

Step 1: Tell everyone around you and join online groups, are looking for work and ask for referrals. Work from home only works if you have met someone and is a warm referrals. Rarely someone is hired just online. Referrals, referrals, referrals. Ask and you shall receive. Most work even online ones are referred. Never underestimate the value of an acquaintance, anyone could be your next referral. Be on time with them, be polite even the walmart cashier or your barrista, your child’s playground friends and their parents.

Step 2: Start small, earn your first $100. Do a few pieces of work for free and use a website to showcase these work.

Step 3. Go on websites like Fiverr or Upwork as a way to host your portfolio but be an in-persona walking advertisement. You buy a cup of coffee, chat with the barrista and hand out a good old namecard.

Step 4: Never give up. Ask for feedback if you never heard back from an employer

Step 5: Is easier to be hired if you are a independent contractor and file a 1099-MISC (you can asked to be hired on full time role later on)

Lee Nagel

When is too good to be true?

When searching for work-from-home opportunities, unfortunately there are too many scams. Very rarely someone would hire you online “cold”, meaning you are not referred by someone. Therefore it is important you network in person. It’s crucial to be vigilant and aware of potential scams. Here are some key tips to help you identify and avoid falling victim to job scams:

1. Be cautious of job listings that sound too good to be true

One common red flag is job listings that promise high pay for little to no work or experience. If an opportunity sounds too good to be true, it likely is. Legitimate work or employers do not typically offer extravagant pay for minimal effort.

2. Research the hiring person or company and check for complaints or scam reports

Before committing to any work-from-home contract or job, take the time to thoroughly research the hiring person or company. Look for reviews, complaints, or scam reports online to ensure their legitimacy. Trust your instincts and avoid opportunities with negative feedback.

3. Delete job listings that require upfront payment or investment

Legitimate employers or job listing do not ask job seekers to pay for job opportunities. Be wary of any job listing that requires you to invest money upfront for training, materials, or equipment. This is a common tactic used by scammers to exploit individuals seeking remote work. If that’s the case, block the email, delete the person.

By staying cautious and informed, you can protect yourself from work-from-home job scams and find legitimate opportunities that align with your skills and expertise.


Considering work-from-home jobs for their flexibility and skill-building opportunities is a smart choice in today’s digital age. These jobs not only offer the freedom to work from anywhere but also allow individuals to explore various skill sets. This is your window to staying at home and earning a good income.

However, before fully committing to a work-from-home job, it’s crucial to factor in lifestyle considerations. Assessing whether the remote work lifestyle aligns with your preferences, work habits, and personal life is essential for long-term satisfaction.

To determine if a work-from-home job is the right fit for you, it’s advisable to give it a trial period. This hands-on experience will help you gauge your productivity, comfort level, and overall job satisfaction while working remotely.

Work-from-anywhere, work-from-home jobs provide flexibility and skill enhancement opportunities. A job will also improve your confidence.

Remember there is no job that is “beyond your capability”, start somewhere, start small.

Consider your lifestyle preferences before committing to remote work, and try out a work-from-home job to evaluate its suitability for you.

So how do rich people save on tax? What is Roth IRA? 401K?

Roth IRA: What is it and How to Open One

A Roth IRA is a retirement savings account that allows you to save for retirement on a tax-advantaged basis. It is named after Senator William Roth, who introduced the Roth IRA in 1997. The Roth IRA offers several advantages over traditional retirement accounts, such as 401(k)s and traditional IRAs.

The main advantage of a Roth IRA is that contributions are made with after-tax dollars, meaning that you don’t get a tax deduction for your contributions. However, the money grows tax-free and withdrawals in retirement are also tax-free. This means that you can potentially save more money in the long run by taking advantage of the tax-free growth and withdrawals.

Another advantage of a Roth IRA is that you can withdraw your contributions at any time without penalty. This makes it a great option for those who may need access to their money in the short-term.

Finally, Roth IRAs have no required minimum distributions (RMDs). This means that you can leave your money in the account as long as you want and don’t have to worry about taking out money when you reach a certain age.

If you’re interested in opening a Roth IRA, the process is fairly simple. You’ll need to open an account with a financial institution, such as a bank or brokerage firm. You’ll then need to make contributions to the account. The maximum contribution for 2020 is $6,000 ($7,000 if you’re over 50).

Once you’ve opened the account and made your contributions, you’ll need to decide how to invest the money. You can choose from a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

Difference Between 401K and Roth IRA

The main difference between a 401(k) and a Roth IRA is the way contributions are taxed. Contributions to a 401(k) are made with pre-tax dollars, meaning that you get a tax deduction for your contributions. However, withdrawals in retirement are taxed as ordinary income.

In contrast, contributions to a Roth IRA are made with after-tax dollars, meaning that you don’t get a tax deduction for your contributions. However, withdrawals in retirement are tax-free.

Another difference is that 401(k)s have required minimum distributions (RMDs) that must be taken when you reach a certain age. Roth IRAs do not have RMDs, so you can leave your money in the account as long as you want.

Finally, 401(k)s typically have higher contribution limits than Roth IRAs. For 2020, the maximum contribution for a 401(k) is $19,500 ($26,000 if you’re over 50). The maximum contribution for a Roth IRA is $6,000 ($7,000 if you’re over 50).

Saving for Optimal Tax

When it comes to saving for retirement, it’s important to consider the tax implications of your investments. Different types of retirement accounts offer different tax advantages, so it’s important to understand the differences and choose the account that best fits your needs.

For example, if you’re looking for a tax-advantaged way to save for retirement, a Roth IRA may be a good option. Contributions are made with after-tax dollars, meaning that you don’t get a tax deduction for your contributions. However, the money grows tax-free and withdrawals in retirement are also tax-free.

On the other hand, if you’re looking for a way to get a tax deduction for your contributions, a traditional IRA or 401(k) may be a better option. Contributions to these accounts are made with pre-tax dollars, meaning that you get a tax deduction for your contributions. However, withdrawals in retirement are taxed as ordinary income.

It’s important to consider your individual situation when deciding which type of retirement account is best for you. Talk to a financial advisor to get personalized advice on how to save for retirement in the most tax-efficient way.

My name is Lee, I write about personal finance, and coach people on how to save, be smart with their money and get out of debt.

How your money trauma started at childhood?

How early education about money for children is so important.

Early experiences and beliefs about money can have a significant impact on their financial outcomes in adulthood. Your early experiences about money is crucial in forming who you are, your money personality and what has happened to you so far. Children’s understanding of money and financial management is greatly influenced by the people around them, particularly their parents. This blog post explores the importance of starting early and having open conversations about money with children, as well as providing practical tips for teaching healthy money habits.

Children Learn from Those Around Them
Children rely on the people around them, especially their parents, to learn how to interact with money. They observe the attitudes, mindsets, and behaviors of their loved ones, which shape their own beliefs and behaviors regarding money.

Parents are the biggest influence in a child’s life, and this extends to their financial education as well. From an early age, children are like sponges, absorbing information and behaviors from their environment. They watch how their parents earn, spend, save, and invest money, and they internalize these actions as the norm.

It is crucial for parents to be mindful of their own relationship with money, as their attitudes and behaviors directly impact their children’s financial development.

First and foremost, parents need to have a healthy mindset around money. If parents constantly stress over finances, argue about money matters, or display excessive materialism, children will pick up on these negative associations. On the other hand, if parents demonstrate responsible financial habits, such as budgeting, saving for the future, and donating to charitable causes, children will learn to adopt these positive behaviors.

Parents should also involve children in age-appropriate discussions about money. This could range from simple conversations about the concept of money and its uses to more complex discussions about budgeting, saving, and investing. By including children in these discussions, parents not only provide them with practical knowledge but also show them that money matters are important and worthy of attention.

Furthermore, parents can encourage their children to make financial decisions from a young age. For example, parents can give children a small allowance and teach them how to make choices about what to spend or save. This hands-on experience allows children to understand the consequences of their decisions and start building their financial literacy.

In addition to parental guidance, children also learn from other significant adults in their lives, such as grandparents, teachers, and mentors. These individuals play a crucial role in shaping a child’s financial mindset and behaviors. Their influence can provide a broader perspective and introduce different approaches to managing money.
It is important to note that children not only learn positive financial habits from those around them but also negative ones. If they witness irresponsible spending habits, excessive debt, or a disregard for financial responsibility, they may internalize these behaviors as well. Hence, it is crucial for parents and other influential adults to model responsible financial behaviors consistently.

In conclusion, children learn how to interact with money by observing and imitating the attitudes, mindsets, and behaviors of those around them, especially their parents. It is crucial for parents and other influential adults to be mindful of their own financial habits and effectively transmit positive values and behaviors to the next generation. By promoting responsible financial behaviors from an early age, we can equip children with the necessary skills and mindset to make informed financial decisions in the future.

The Impact of Early Experiences
Early experiences and beliefs around money can have long-lasting effects on individuals. Our experiences during childhood shape our perspectives and behaviors, and this holds true for our relationship with money as well. The way we see money, how we handle it, and our beliefs about it are often deeply rooted in the experiences we had while growing up.

For some individuals, early experiences with money may have been positive and nurturing. They may have grown up in households where financial stability and prudent money management were valued. Such individuals are likely to have a healthy attitude towards money, seeing it as a tool for achieving their goals and financial security.
However, not everyone has had the privilege of growing up in financially stable and supportive environments. Many individuals have faced challenging circumstances with regards to money, such as parental financial struggles, debt, or lack of access to resources. These early experiences can have a profound impact on their financial psychology.

One common effect of challenging early experiences with money is the feeling of shame. Individuals who grew up in financially stressful households or witnessed their parents’ financial struggles may internalize the belief that they are somehow responsible for their family’s financial situation. This sense of shame can persist into adulthood and affect their financial decision-making, often leading to avoidance or impulsive behavior.

Anxiety around money is another common consequence of early experiences. Financial insecurity during childhood, such as living in poverty or witnessing parental anxiety about money, can create a deep-rooted fear of scarcity and instability. This anxiety may manifest as a constant worry about not having enough money, even in situations where there is no objective need for concern.

Difficulty with financial management is yet another effect of early experiences. If individuals did not receive proper financial education or guidance during their formative years, they may lack the necessary skills and knowledge to effectively manage money. This can lead to ongoing financial struggles, such as living paycheck to paycheck or accumulating debt.

To overcome the negative impact of early experiences, it is essential to understand and reflect on our family patterns and beliefs around money. Taking the time to explore and analyze our financial upbringing can help us identify any unhealthy patterns or limiting beliefs we may have developed. By doing so, we can actively work towards changing our mindset and behavior, ultimately improving our financial well-being.
Seeking guidance from financial professionals or engaging in financial education programs can also be beneficial. These resources can help individuals acquire the necessary knowledge and skills to better manage their finances and overcome any negative effects of their early experiences.

In conclusion, early experiences and beliefs around money have a significant impact on individuals’ financial psychology. The effects can manifest as shame, anxiety, and difficulties with financial management. By understanding our family patterns and beliefs and seeking support when needed, we can reconcile our own financial psychology and create a healthier and more prosperous relationship with money.

Starting Early and Talking Often
Your parents played a critical role in your money personality. You probably cannot go back and change that. But now if you are a significant person to a child or a parent, you can do something about it. Parents play a crucial role in shaping their children’s financial future. It is never too early to start talking to children about personal financial decisions. By starting early and having ongoing conversations about money, parents can instill important financial habits and values in their children from a young age.

One of the key reasons to start talking to children about personal finance early on is to teach them the value of money. By introducing basic concepts such as saving, budgeting, and spending wisely, parents can set a strong foundation for their children’s financial literacy. Starting these conversations at a young age allows children to develop a healthy relationship with money and understand its role in their lives.
Gradually introducing more complex financial topics as children grow older is essential. As children mature, parents can discuss concepts like credit, investing, and financial goals. By progressively building on their knowledge, children can develop a deeper understanding of personal finance and learn how to make informed decisions about money.
It is important for parents to let children digest information and not overwhelm them with financial details. Breaking down complex concepts into simpler terms and using real-life examples can make it easier for children to grasp the concepts. Making money conversations interactive and engaging can also help children stay interested and motivated to learn.

One effective way to talk to children about personal finance is by involving them in financial decisions and giving them hands-on experience. This can include letting them make small purchasing decisions, helping them create a budget for their allowance, or encouraging them to save for a specific goal. By involving children in these experiences, parents can teach important financial skills while empowering children to take ownership of their own money.

Additionally, parents should lead by example when it comes to personal finance. Showing children responsible money management and discussing financial choices openly can reinforce the lessons they learn through conversations. Parents can also share their own experiences, both successes, and challenges, which can help children understand the importance of financial responsibility.
By starting early and talking often about personal finance, parents can equip their children with the knowledge and skills they need to make sound financial decisions throughout their lives. These conversations are an investment in their children’s future financial well-being and can help them navigate the complex world of money with confidence.

Making Money Lessons Visual and Concrete
When it comes to teaching children about money, it’s important to make the lessons visual and concrete. The concepts of earning, saving, and spending money can sometimes be abstract for young minds. By using visual aids and real-life examples, we can help children understand and engage with money in a more meaningful way.
One effective method is to introduce the concept of money through play. Use pretend money, such as play coins and bills, to create scenarios where children can practice earning and spending. Set up a pretend store or have them role-play as shopkeepers or customers. This hands-on experience can make the abstract idea of money more tangible and relatable.

Another strategy is to involve children in real-life money transactions. Take them to the grocery store and let them help with shopping. Teach them to compare prices, look for deals, and make informed choices. Show them how to pay at the cash register and understand the change received. By involving them in these experiences, children will learn the value of money and the importance of making wise financial decisions.

Emotional Intelligence and Money
Money is not just about numbers and transactions; it is deeply intertwined with our emotions. Teaching children about emotional intelligence in relation to money is crucial to their financial well-being.
Help children identify and understand their feelings around money. Discuss the emotions they experience when they receive money, save money, or have to spend money. Encourage open conversations about their wants and needs, and how those desires can sometimes create emotional conflicts when it comes to making financial choices.
It’s important to teach children multiple resources for dealing with emotions and money. Teach them healthy coping strategies such as setting financial goals, practicing gratitude for what they have, and distinguishing between needs and wants. By equipping children with emotional intelligence skills, they will be better equipped to make sound financial decisions that align with their values and long-term goals.

Progressive Educational Moments
As children grow older, their understanding of money should evolve as well. Educational moments should progress, covering more complex topics as they mature.

Introduce the idea of negotiating salaries to older children. Teach them the importance of advocating for fair compensation and providing skills to help them negotiate effectively. This empowers them to recognize their worth and seek equitable opportunities in the workplace.

Reading paychecks is another important skill to teach. Show older children how to understand the various components of a paycheck, including deductions and taxes. Help them grasp the concept of budgeting by showing them how to allocate their income for different purposes, such as savings, bills, and discretionary spending.
By gradually expanding their knowledge and skills in financial matters, we can prepare children for the realities of managing money in adulthood. Teaching healthy money habits from an early age will set them on a path towards financial security and independence.
The Importance of Even Financially Well-off ChildrenEven if parents believe their children are financially well-off, it is still important to have money conversations and experiences with them. These conversations provide opportunities to express family values and teach children about the broader implications of money.

When children come from financially comfortable backgrounds, it can be easy for parents to assume that they do not need to teach them about money. After all, they may have access to resources and opportunities that other children do not have. However, this assumption can be a missed opportunity to instill important values and life skills in children.

Having money conversations with children, even if they seem financially well-off, is crucial for several reasons. Firstly, wealth can be fleeting, and it is important for children to understand that financial stability is not guaranteed. By having conversations about money, parents can help children develop a healthy mindset towards finances and make informed decisions.

Additionally, money conversations provide an excellent opportunity for parents to express their family values. By discussing their financial choices and priorities, parents can show their children what they value most in life and how money aligns with those values. This can help children develop a sense of purpose and a deeper understanding of how money can be used to create a meaningful and fulfilling life.
Money conversations also allow parents to teach children about the broader implications of money. It is important for children to understand that money is not just a means to acquire material possessions but also a tool to bring about positive change in the world. By discussing philanthropy, social responsibility, and the impact of financial decisions, parents can raise socially conscious children who are aware of the power and responsibilities that come with financial well-being.

However, money conversations alone may not be enough. It is also crucial for parents to provide their children with experiences that expose them to various financial situations. These experiences can range from volunteering opportunities to budgeting exercises and even starting small businesses. By engaging children in hands-on experiences, parents can help them develop practical skills and a deeper understanding of money management.
In conclusion, even if children are financially well-off, it is still important for parents to have money conversations and experiences with them. These interactions provide opportunities to instill core values, teach important life skills, and raise socially conscious individuals. By equipping children with a healthy mindset and practical knowledge about money, parents can set their children up for long-term financial success and a fulfilling life.

Our money habits and ideas were formed when we were children. Unfortunately, many people enter adulthood without a solid understanding of how to effectively manage their finances.

By understanding the impact of early experiences, teaching practical skills, and providing ongoing guidance, we can better understand our money habits. And as parents, we can help set the children up for financial success in adulthood. Starting early and talking about money often is key to helping children develop healthy money habits.

Money management is a critical skill that everyone needs in order to thrive in today’s society. Unfortunately this is seldom formally taught in school or at home. This can lead to a lifetime of financial struggles and stress. As a parent, it is your your chance now to change what has happened to you, and to teach your children about money from a young age. By starting early, you can instill in them the importance of saving, budgeting, and making wise financial decisions. By talking about money often, you can ensure that your children have a solid understanding of financial concepts and are equipped to navigate the complexities of the financial world.

Early experiences play a crucial role in shaping a person’s financial mindset. Children learn by observing their parents’ financial behaviors and attitudes. If they see their parents making smart financial choices and practicing responsible money management, they are more likely to adopt these habits themselves.

Teaching practical skills is also essential for helping children develop healthy money habits. This includes teaching them about basic financial concepts such as budgeting, saving, and investing. It also involves teaching them practical skills such as how to balance a checkbook, how to use credit responsibly, and how to avoid debt.
Providing ongoing guidance is crucial for ensuring that the lessons you teach your children about money stick with them into adulthood. Money management skills need to be reinforced regularly and adapted to the changing financial landscape. This can be achieved through regular conversations about money, setting financial goals together, and helping your children develop good financial habits.
By starting early, talking about money often, and providing ongoing guidance, parents can set their children up for financial success in adulthood. They can help them develop the necessary skills and habits to make informed financial decisions, avoid debt, and build a secure financial future.

It is never too early to start teaching your children about money. The earlier you begin, the better prepared they will be to face the financial challenges of adulthood. So don’t wait, start the conversation today and give your children the tools they need to achieve financial success.

How to start spending less

Have you realized everything is starting to feel like a little more expensive and you are easily swiping your card for $100 just for a quick grocery run?

You are not alone. This Summer, we are going to talk about how to slow down spending in order to keep food on the table and pay rent.

Unlike the times in 1990s, 2023 is a year where you can easily pay and spend using Venmo, PayPal, Apple Pay or just tap your Visa card for a cup of Starbucks. Saving and not spending has never been more difficult. With the pandemic over, I find myself running outside and taking every opportunity to do revenge get-together, restaurant eats, travel, shopping. When I looked at my credit card bill, I was totally shocked.

So how can you spend less? And maybe in that process, save more?

I started by

Planning what to buy before going for grocery or shopping. I wrote down my budget, the item I am looking for and texted it to myself. You see, I get an adrenaline rush from just buying things.

2. Eat before shopping. make sure I have eaten a full meal, and am not hungry when I go out for grocery or shopping. Research shows that we do more impulsive buying when we are hungry.

3. Make it harder to shop online. I slow down my spending by deleting automatic payment options on my shopping app.

4. I stash a bunch of cash and decide what I will spend on by using cash wallet. Touching, holding on to real cash and spending it helps me keep things in check.

5. I journal and let out all my emotions. I notice I do emotional spending. I spend to feel good about myself or something. I now practice thinking about my money, before spending. I also talk to my wallet.

6. I read up on money tips, money management and investment. I have also invested in taking up a course on my personality and understanding how I can improve my life. What about you?

I am curious to know what are some of the ways you have spent less, and spend slowly?

How to get started in your financial journey? (part 1)

How to get started learning about money? My story about my journey with paychecks and money started at my first job at Macdonald’s

So you have been working for a few years and the initial excitement of how wealthy you felt with your initial paycheck wore off finally.

Or are you one of those who observed your peers older than you walked the path of paycheck to paycheck. Or you are Tired of getting rejected at your rental application and the ever raising cost of everything?

Maybe you are one of those who have heard a lot about how important financial education is and wanted to get started?

Now how do we start?

Maybe I can share a story with you about my own journey?

Growing up I was told how important money was, and things I love like candies, depended on money. so as a kid I knew money is liked to why my friends went to Disneyland for holidays and my family didn’t. Fast forward, I took on my first job, at MacDonald’s. I was a teenager and I remember my first pay check made me feel like a millionaire in my class. I was overjoyed at my $200 or so paycheck. Quite laughable looking back. But that $200-300 gave me my first experience with working, salary and savings. I rushed out to buy my favorite backpack so I can look cool in school and so forth. Soon enough my money ran out and I was back requesting for more overtime so I can fuel my shopping and seemingly insatiable wants. The more I worked, the less I get to rest and the more I bought the less excitement I received every time I get my hand on a new item. Then came time to pay for taxes and compulsory retirement deductions. When I finally looked at my paycheck, I saw how much was taken.

Like many my journey was typical of many who studied hard, worked and bought things they like and racked up a ton of expenditures.

Even though I was fairly young when I started work at MacDonald’s, I knew I wanted to move out of my parents one dat, the sooner the better. I was smart enough to try to find out how much a house would cost me. I was deeply disappointed to learn that a house us many times my $200 salary. And so this was how I started to fall into the financial system capitalism trappings and learnt about money, work and wants.

I was told if I studied hard I would be able to make more money, a lot more than my work at MacDonald’s and my work will be easier. No more oily work environment or emptying trash.

A very determined and diligent little me studied hard and graduated with master degree. I worked at top firm that counts Wall Street listed clients as clients. did I become happier and financially free? No.

So how I really dug into learning about money? I stop reading textbooks my university taught me with. I read business books of people who really did something with money, and I didn’t care if they have formal education.

I started my 401k, I started studying about insurance, investments, and opened my first brokerage account. I read law, and company tax laws, talked to business people, tax people and note down my learning. I changed the people who, I hanged out to much older people

I took part of my savings and attended coaching from coaches who would teach about money, internet things. Many of my peers who attended such classes with me are now equally if not more successful. The classes allowed me to meet like minded people.

I learnt that paying tax is great, it means you are making money. And there are many legal ways to reduce tax burden and the focus should be on growing the business and customer satisfaction.

Did my story shine some light on how you can or should start?

If you have enough, investing in a good coaching. Our se on money is the most meaningful gift for yourself or your loved ones. 2/3 of Americans a struggle with money. Many cannot sleep in peace because of credit card debt. If you don’t have any money to spare, don’t despair, many materials are free online. You just need to collate and learn with discipline.

Start by

1) reading books about money and read widely. One book I read and is easy to understand is Rich Dad poor dad. I don’t agree with the book entirely (another story for another for day). You don’t have to follow everything that book says but it a great way to start.

2) start making friends in business circle if you can. Go to a rich neighborhood and buy yourself a cup of coffee there. Listen to what people are talking about . Join a business meet up club

3) forgive yourself. Everyone makes mistakes. Pick yourself up, dust yourself clean and walk again chin up. You can do this!

I love you, and I hope wherever you are reading this, you will start. Just start reading something about money and be comfortable talking about money.

All the best Lee

Digital Nomad Life Remote working

Heard about quiet quitting or just do what you are paid for? Americans are overworked and burnt out.

How to start?

At we

Time freedom to enjoy life’s little moments (spend time watching your kids grow up? Walk your dog in the park? simply spend more time with your parents?)

Help you change your life with a business you are passionate about

Enable a sustainable and scalable income that allows you financial freedom you deserve.

Embark on a remote digital nomad life away from the place you are stuck in right now?

You are at the right place at the right time!

Sign up to be on the wait list of my Iwantyoutoberich seminar!

contact my team at iwantutoberich on twitter

How to make money on tiktok?

If you are wondering what is going with tiktok? You may be surprised to know many american businesses have thrived as a result of an app called “TikTok”.

Nevermind the politics behind this fun app. Business struggling to gain an audience is finding tiktok to be very user friendly and really help them gain a foothold in publicizing their business.

33% of Americans are reportedly using tiktok for news. You might ask why?

Tiktok really fits into our recently bored pandemic life and also shorter and shorter attention span. Tiktok can be as short as 10 seconds and captures all the information you need, such as news, gardening. This is because the app allows users to simply dance or fit in information in very friendly and fun manner, in under 10-30 seconds. This makes it very easy to consume for all busy americans out here. Moreover, tiktok allow music to be used, making it very fun to watch.

In United States alone, Tiktok has about 80 million monthly active users and growly at a rapid rate.

60% are female, 40% are male. 60% are between the ages of 16-24. 26% are between the ages 25-44. 80% are between the ages 16-34. This data comes straight from TikTok.

Gen Z – 60% of TikTok users are Gen Zers. Gen Zers are trendsetters. Next year, 74 million people in the U.S. will be part of “Gen Z”, which will make it the largest generation of all.

Revenue – TikTok is estimated to pull in $500 Million in revenue from the U.S. alone in 2020 (source).

Tiktok is now available in 154 countries.

How do they grow so fast?

Tiktok has an amazing algorithm that learns what you like.

Plus the app has a pool of money and a market place call “The TikTok Creator Marketplace“. This is a platform run by TikTok that houses thousands of profiles of TikTok creators. Brands can search the marketplace for creators whose audiences best fit the target market of their campaign (Do you need help with tiktok? We have it!).

As of 2021, the monthly Active Users of Tiktok is a staggering over 1 billion monthly active users. For reference – active users of other social platforms: Facebook – 2.9B, YouTube – 2.2B, Instagram – 1.4B, TikTok – 1.0B, Snapchat – 500M, Pinterest – 480M, Twitter – 397M.

For example, one of the top influencer is Charli, an 18 year old from connecticut who has worked very hard on tiktok. She has about 109 million followers and makes money by putting sponsored post out. CHARLI D’ AMELIO @CHARLIDAMELIO (109.1 M) makes $105,000 a post. This is paid out from a TikTok Creator Fund.

How to start making money online 2022

Let me share with you a story. My story specifically. I took six years just to get started. Why? Because I had so many “what ifs”, and “if only I …”

If only I have gone out there to get the best microphone. Trust me, after buying tons of equipment, I still have ways and means to tell myself why I cannot start. One last thing that stopped me was the reflections my glasses gave when being on camera. I am truly impressed with how my brain simply avoids working towards execution. So don’t be me, don’t let little things stop you from execution.

If only I have quit my full time office job. I had gotten into one of the hardest to get into top firm for my profession, and literally everything we studied, scored, was to get to this place – a job at the top firm. I know from outside everyone wants to get in and from inside, everyone is looking for a way to get out. Because the identity of being part of this firm, a pinnacle of success, is so wrapped up with our self identity, so many of my colleagues couldn’t walk out, we just couldn’t quit. I did one day. Everything comes to an end when it gets way too much. I am telling you now that you can too, change if you want to. Your identity is not the 9-5 job you are hanging on. You can slowly build up a side income that can turn into a meaningful career. I will show you how because I want you to be rich. Rich not just because you make money, enough money but also you get time with the people you love to spend time with, or just do walks with your pet, instead of burning the weekends in the office, paying off student loans followed by a mortgage.


Here’s how and I will paint a harsh reality for you so you don’t make the mistake I made.

I waited six years, excuses after excuses. Start today, even if you hate your own voice, or work. You think your make up isn’t good enough, your hair is bad? Don’t worry, put yourself out there.

Don’t worry about the cameras. Use your phone. Start doing a lot.

If you find videos intimidating, here’s a easier solution, Start by Writing.

Write even if you cannot write well. People who laughed at you are doing nothing. Yes, your haters. People who are chasing their dreams really have little time to jeer. Most of the time, we see someone struggling, we admire them because we have been there and done that.

Why start now? Because you can become the better parent you want to be – spend more time with your family. You can travel the world more than you are doing right now. You can spend your time with your religious organisation, do charity work, write books, spend your life in a very meaningful and intentional way than to be in locked in the office. And look, the pandemic has taught us one thing – life is fragile, go now and work on your side hustle and live a meaningful life. If that’s in the office for you, then chase the corporate ladder. If not, then chase your dream but here’s where I come in and teach you how you can work online and also pay your bills. Let’s be real here. Who doesn’t want to live the dream of being with our love ones more, but we all know we have bills to pay don’t we? So how to make this work, how to make money online?

Here’s the short answer:

You add value to the people who follows you. They can pay for your value through many platforms, behind the scene interactions, or simply by watching your youtubes, reading your blog.

I hear you say “but there’s already this person doing this, or so many people doing that”. Remember you are you, nobody can be you, your personality, appeals to someone out there, that another content creator cannot replicate.

I hear you say “but I have no experience”, that’s what is appealing about you. People are tired of just watching million dollars making youtubers tell them what to do, they are unbelievable and out of reach. You are the example they see themselves in and can relate to. Because you have less followers, you can give more attention to each of your followers and that’s something bigger youtubers cannot compete with and they don’t want to. Fortunately most of us out here, have already worked in an industry for many years and we have something we are passionate about.

So the secret is to get started. Get Started. Start an account with wordpress online and start writing.

Start by writing a blog. Even if you think you are babbling, write something. Give your thoughts clarity by putting them together in words.

Writing allows you to attract like minded people, give you visibility and also better understand yourself. As you write, you untangle your unprocessed thoughts and feelings. As writing your thoughts out, give clarity to your thoughts and that reduce anxiety. Writing also helps you or forces you to research on your topic and overtime you become really good at a certain topic. Document your life, write it out. As you write, you become more observant. Publishing work, will attract opportunities. The more you write you have more ideas, and think better.

The most difficult part to making money online is consistency. Consistency is the greatest enemy of online content creator.

Start by just making videos or writing. Don’t focus on quality in the beginning, be shameless. Yes, thick shinned. the shy are never winners.

Don’t be a perfectionist. Don’t or never say “this video is not good, i am not going to publish it”. Think of this – your video now is going be a talking point when you hit your first million dollars.

Other skill sets you will pick up after you make your first 50 videos, will come later – Public speaking, how to edit your video, how to be engaging, how to adjust your lights, how to choose your topics and be with your algorithms.

When you are writing, you will have your own style. Pay attention the comments and compliments you are receiving. ” This is very helpful, i like to see more this.” Ask “Can you tell me 5 things about my work”.

Writing is easier than videos for some because it cost less. You only need a notepad. However, there are people like me, who finds just talking to a camera, easier than writing. Whichever it is, start.

Don’t forget your journey should be fun. Laugh at yourself. Your journey will be long and often after hours of your already busy life, therefore if you have fun, you will find yourself a sustainable formula.

if you have already hit 50 videos or essays. Now think of your own style, what is it?

Improve your video, by just getting a good mic. Grow your audience, by asking them what value they like see? Cultivate inspiration, by being in groups, reading books in your area of concern.

Gary V says “document, don’t create new content”

talk about for example how you start your day. make your video or writing personal. reveal something about yourself.

Improve your work, by following people similar at your level. If you have 50 subscribers, follow someone who is just about to grow.

As you provide value, through a solution, you can gather emails from your audience, and also behind the scene patreon. Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities.

Grow your audience. Forget about the money for a while. Provide overwhelming amount of value until you are confident the audience find it useful.

Find the middle ground of what you are passionate about, and what the audience is happy to pay for.

Oprah Winfrey once said “What is that you will do even if you are not paid for, because you enjoy it?”

That’s your edge. For example, you are engineer, you are really good at mathematics or designs. What comes naturally to you? Or what are you struggling with, and want to open about?

Sit down – What feels like play for you? What excites you?

How to grow your audience and make money?

Here’s the summary

Connect with influential people who would use your work.

Who are some of the big names in your area of work? Start following them on social media and collect a list of their contacts. Twitter is a good place to connect.

Develop a press kit –

who are you?

what do you do?

What’s your edge?

Are you a doctor, do you think you can document your life and work? Or are you a bus driver? How do you start your day?

how do you want to be contacted?

Focus on what are the trends?


Whatever you find it hard to do, outsource it. Don’t let it stop you. FIVERR is platform that you can get something done for as little as $5.

Youtube Grow your Audience

Chase trends, find out what are the current trends.

Your audience who enjoy and follows you, is digital asset. You can add more value to them, by giving them access to your ideas and work. Share with them your secrets to your work. It can be for pleasure, such as gardening, or for serious stuff like passing an interview, or for entertainment, gossip on a celebrity. there are also people who grow an audience and help their communities by sharing openly with what they are struggling with – drugs, domestic violence, abuse, surgery, health.

People are consuming more content nowadays on the internet.

Here’s some platforms that traditionally grow audience into monetization

1000 subscribers or more on youtube

Monthly subscription to (Insert your value) where membership gain access to behind the scene access

Affiliate Marketing via Amazon

Tiktok Creator Fund

Writing to News Media

Sponsorship with brands

You are original. Your work is itself original. By executing the same article or video by you, is unique. Don’t worry too much about “not being original”.

get into execution mode. do something that step by step takes you to a better place than where you are right now.

Steve Jobs once said, if you are not having fun doing something, you likely not be successful because the path is just tough along way.

Be consistent, commit to writing once a week, or doing a video once a month. Try, be courageous.

Real Life Advice

Sometimes you really don’t have the time to spend 5 minutes reading mantra of how to live a debt free life, or how to start, so let’s keep it really short here.

Pay off your credit card debt. Nothing you invest you will consistently give you more than 10-20% returns, not even Warren Buffett, the investment guru.

So if your credit card debt is hurting you at 25% interest rate on your spend, pay it off. Feel good about it.

If you lack discipline, like me, schedule a payment that is automatic from your paycheck to your credit card and use a debit card.

Stay with your parents or Share a room

Yes I said it. the unthinkable. Stay with your parents. You will have so many benefits and it gives you plenty of time to save up for a startup business, or invest your money before renting. If you have to rent, think about room sharing.

Buy Used Cars and learn to maintain it.

Learning how to spot and maintain a car has been the best investment I ever made for myself. It has time and time again saved me money from buying lemons, and also helped me maintain my old car, keep it running and prevented me from changing cars. Most Millionaires are driving cars that are 5 years or older.

Change your friends

If your friends love to spend money and hanging out with them caused you to overspend, change your friends. Join an investment club or one of those FIRE Club (Retire Early Financial independence club). There should be no shame in wanting to save extreme amount of money. You will be surprised how many successful people are successful because they ditched their friends. Your peers are your averages, you become what they make you to be.

Get a Scholarship or Go to a Cheap Community or Online college.

You can learn almost everything you want online nowadays. Even medical school, you can pre-learn online (so you have better chances of passing).

Learn your skills online, instead of paying for expensive college.

College degree is not worth the $300,000 student debt loan you are going to take on.

Start Working before going to college

Work experience trumps college. Don’t be the millions who graduated with a degree and no work.

That’s it. You got it all.